Charlotte Home and Auto Insurance, Compared for You
Get home and auto quotes from several carriers with one conversation. We serve Charlotte, Lake Norman, and the surrounding area by phone and video.
Quotes provided by Brightway Insurance, The Ganim Agency
5.0 stars from about 700 Google reviews · Serving NC since 2014 · Travelers Platinum Partner · Top 25% of Brightway agencies
Why Charlotte-area families work with us
- One agent, several carriers. We're an independent Brightway agency, so we compare options for you instead of selling one company's policy. Carrier availability varies by state and property.
- No office visit needed. We work by phone, video, email, and e-signature from our Raleigh office.
- Help when rates change. NC homeowners base rates rose an average of 7.5% in June 2025 and again in June 2026. We re-shop your policy before renewal.
- Home and auto together. Bundling may lower your total cost with some carriers.
- Licensed in NC and SC. Helpful if you live in or move to Fort Mill or Rock Hill.
How it works
- Start your quote online or call 919-443-3300.
- Talk with an advisor by phone or video. Have your current declarations page, roof age, and vehicle info handy.
- Compare side by side. We explain coverage, deductibles, and price differences in plain language.
- Switch without a gap. We help time the new policy and notify your mortgage company.
Areas we serve
Charlotte, Ballantyne, Pineville, Matthews, Mint Hill, Huntersville, Cornelius, Mooresville, Concord, Gastonia, and Rock Hill, SC.
Frequently Asked Questions
Are you a local Charlotte office?
Our office is in Raleigh. We serve Charlotte-area clients remotely by phone and video, and we're licensed throughout North Carolina.
Who is behind this site?
This site is powered by Brightway Insurance, The Ganim Agency, an independent Brightway franchise agency at 5561 McNeely Dr, Unit 203, Raleigh, NC.
What are NC auto insurance minimums?
50/100/50 liability for policies issued or renewed on or after July 1, 2025, with uninsured and underinsured motorist coverage included.
Does it cost anything to get a quote?
No. Quotes are free.
Town guides
Insurance articles
Auto Insurance in Charlotte: What You Need to Know
Charlotte auto insurance guide: NC's 50/100/50 minimums, required UM/UIM coverage, commuting on I-77 and I-85, and ways to compare rates.
What the NC Home Insurance Rate Increase Means for Charlotte Homeowners
NC home insurance base rates rose 7.5% in 2025 and 7.5% in 2026. What it means for Charlotte homeowners and how to re-shop before renewal.
New Home Insurance Checklist for Charlotte Buyers
Buying a home in Charlotte? A step-by-step homeowners insurance checklist: timing, flood maps, HOA policies, roof details, and closing.
Meet the team
Maz Ganim
Agency Owner
Shannon Hill
Agency Manager
Lilia Tome
Insurance Advisor
David Barclay
Insurance Advisor
Angie Bailey
Insurance Advisor
Eva Lally
Insurance Advisor
Victoria Pierro
Administrative Team Lead
Romuel Bustamante
Administrative Assistant
Michelle Montgomery
Operations Team Lead
Get a Free Quote, Powered by Brightway Insurance, The Ganim Agency
Brightway Insurance, The Ganim Agency is an independent Brightway agency at 5561 McNeely Dr, Unit 203, Raleigh, NC. We've served clients since 2014, are licensed in North Carolina, Virginia, South Carolina, and Texas, and help Charlotte-area households by phone and video, so there's no office visit needed. Because we're independent, we can compare several carriers instead of just one. Carrier availability varies by state and by property.
Quotes provided by Brightway Insurance, The Ganim Agency